Cleveland HVAC Blog

Hiring an HVAC Contractor? Go With a Pro Who’s Licensed, Bonded and Insured

Posted by Paul Wadsworth on Wed, Mar 19, 2014 @ 03:00 PM

When you decide to hire an HVAC contractor, your goal is to find one that's reliable, but how can you tell the good from the bad? There are three key credentials that can assure you an HVAC professional has met Ohio's standards for training, competency and good business practices. Along with gathering references and checking a company's reputation with the Better Business Bureau, ask each contractor that you're considering whether they're licensed, bonded and insured. Trustworthy HVAC pros will be more than happy to give you a copy of their state license, their bond details and proof of their insurance coverage. Let's explore the benefits that each credential brings you.

License

hiring a cleveland hvac companyEthical Cleveland-area HVAC contractors will be licensed with the Ohio Construction Industry Licensing Board. In order to qualify for a license, a contractor must meet the training and experience minimums established by the state for their trade. They must also provide proof of insurance and bonding, and reveal any history of unscrupulous business practices, code violations and criminal convictions. When a contractor is licensed, it assures you that they're reputable.

Bond

As part of their license application, HVAC contractors must show proof that they've purchased a $25,000 surety bond. This is essentially an insurance policy that protects their customers against shoddy workmanship, necessary permits that aren't pulled, non-payment of their sub-contractors and other unpaid debts related to the job. When your contractor is bonded, it gives you peace of mind that you won't face unexpected and unfair costs.

Insurance

Licensed Cleveland HVAC professionals must carry workers' compensation insurance to shield their customers against liability from employee injuries that might occur on the job. They're also required to carry a minimum of $200,000 in commercial general liability insurance (GCL) coverage. This insurance protects a homeowner against property damage and personal or bodily injury caused by the contractor's negligence. Your homeowner's insurance won't provide this coverage, so this protection is critical.

Additionally, the contractor ought to acquire a building permit for the job.  this often entails an inspection by the local building inspector and ensures thew the job meets code- the minimum expectations for the installation.  Many contractors exceed code by installing their systems to even higher standards as set by industry and government associations such Energy Star and Air Conditioning Contractors of America.

Finally, you should make sure that the workers in your home are covered by Workers Compensation insurance. This protects the owner in case an accident occurs to the worker.

To speak with a fully licensed, bonded and insured HVAC company with 75 years of experience serving homeowners in the greater Cleveland area, contact us at P.K. Wadsworth Heating & Cooling.

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Paul WadsworthPaul Wadsworth is the President and Owner of P.K. Wadsworth Heating and Cooling. For 37 years, Paul has been providing heating and cooling services to the Greater Cleveland area. P.K. Wadsworth has been a trusted Cleveland HVAC service company for over 75 years. The company understand the area's construction and local heating and air conditioning needs. Paul has an MBA from the University of Michigan and a B.S., Industrial Engineering from Purdue University. Paul is the Chairman of COSE's Energy Advisory Council. He's been President of the Cleveland Air Conditioning Contractors of America and a founding member of the local chapter. Paul was born and raised in Cleveland and has been active in the local community. He resides in Cleveland, Ohio with his wife and two sons.

The opinions and statements contained in this article are for general informational purposes only and are not instructions. Only trained, licensed and experienced personnel should attempt installation/repair. The author assumes no liability for the opinions/statements made in this article. Any individual attempting a repair or installation based on this article does so at their own risk of loss.

Topics: hvac technician, hvac contractor, hire an HVAC contractor

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